Start your Bank of Scotland packaged bank account claim

You could be owed £1,000s in compensation if you ever had a packaged bank account with Bank of Scotland

Bank of Scotland PBA Claim Form

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Many people have been mis-sold their PBA by Bank of Scotland and could be owed compensation

Step One

To start your Bank of Scotland Packaged Bank Account claim, enter your details above

Step Two

We will contact you to gather more information about your Bank of Scotland Packaged Bank Account claim

Step Three

We will send pre-filled forms for you to sign & return to us

Step Four

Sit back & relax while we process your Bank of Scotland Packaged Bank Account claim

Have you been mis-sold your Bank of Scotland packaged bank account?
What could you be owed from Bank of Scotland?

Have you been mis-sold your Bank of Scotland packaged bank account?

Bank of Scotland may of mis-sold you your packaged bank account if any of the below statement are relevant to you at the point of sale:

Did Bank of Scotland explain all the additional products of the premium account either by an advisor or in writing?
- The packaged bank account and all the extra benefits should have been plainly explained to you by Bank of Scotland at the point of sale.
At the point of sale, did Bank of Scotland enquire if you or any account holder had any pre-existing medical conditions?
- Bank of Scotland should have asked if you had any pre-existing medical conditions and then Bank of Scotland should have assessed to whether you would incur any extra charges or not be covered when making a claim.
Did Bank of Scotland (either through an advisor or the application process) explain that the Bank of Scotland packaged account was optional?
- Bank of Scotland should have given you the option to either shop around for a cheaper packaged bank account or Bank of Scotland should have informed you of any non-fee paying bank accounts they offer.
Were you aware that Bank of Scotland upgraded your packaged bank account?
- Bank of Scotland should have given you the option to upgrade your packaged bank account.
Where the packaged bank account fees clarified to you by Bank of Scotland (by an advisor or in writing)?
- Any fees associated with a packaged bank account should have been undoubtedly explained to you by Bank of Scotland.
Did Bank of Scotland tell you that you would be more likely to be accepted for a loan or credit card if you had a packaged bank account with Bank of Scotland?
- Bank of Scotland should not have tried to entice you into having a packaged bank account with a potential acceptance of future credit.

What could you be owed from Bank of Scotland?

If you have a successful packaged bank account complaint against Bank of Scotland upheld, you would be entitled to a full refund packaged bank account fees paid to Bank of Scotland, a full refund of any interest charged on the packaged bank account by Bank of Scotland and a compensation interest of 8% per annum on both of those combined.